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Welcome to LoanCharlie.com

Charlie Kluck

Greetings and welcome to LoanCharlie.com, your complete resource for mortgage information. My name is Charlie Kluck, I have over 40 years of mortgage experience, including two decades in the Reverse Mortgage sector. I have helped thousands obtain their perfect mortgage and I am here to help you! Whatever your loan needs, be it a 30 year Fixed or a Reverse Mortgage, I am your Expert. Call me at 305-588-2693

Conventional Mortgages

I have over forty years of Conventional Mortgage experience. I have been through it all, and I am still here. Don't limit yourself when you choose your mortgage lender, go with the best, Charles Kluck!

Reverse Mortgages

Federally Insured Reverse Mortgages for Seniors allow Senior Home Owners to unlock the equity in their homes to provide needed financial security. You control where and how you live during your golden years. Many seniors make bad decisions and sell their homes because of money. Don't do that. A Reverse Mortgage may be able to help!

Mortgage Calculator
(Use "." for Decimals) Help

The formula used in the calculation is:

A = periodic payment amount
P = amount of principal (be sure to subtract any down-payments first!)
i = periodic interest rate
n = total number of payments (for a 30-year loan with monthly payments, n = 30 years x 12 months = 360)

Note that the interest rate is commonly referred to as an annual percent (e.g. 8% APR), but in the above formula, since the payments are monthly, the rate i must be in terms of a monthly percent. Given interest originally in terms of an annual percent, obviously, just divide by 12.

Recent Customer Comment

quote Charlie helped me through the process of getting a mortgage. He was so helpful! I would recommend him to anyone. quote