NMLS# 149452
Call Today 305.588.2693

Regular Mortgages

I have over thirty years of Conventional Mortgage experience. I have been through it all, and I am still here. Don't limit yourself when you choose your mortgage lender, go with the best, Charlie Kluck!

30 year fixed Are you interested in the stability and peace of mind that a 30 year fixed rate mortgage provides? If so, they why wait, fill out our quick application today. I will provide you with all the information you need to make an informed decision regarding your financial future.
There is no obligation and we would never sell or distribute your information without your permission. click here to get started

fha FHA Mortgages are great for anyone who has less than perfect credit or the need for a small down payment. With FHA you can finance up to 96 1/2% of the value of the home. That means you only have to bring 3 1/2%! And with rates this low don't wait, apply today!
There is no obligation and we would never sell or distribute your information without your permission. click here to get started now.

adj Are you planning on a short term mortgage or are maybe you just have a hunch that rates will stay low, if that's the case then an adjustable rate may be right for you! Fill out our quick application and we will create a loan comparison so you can compare an adjustable rate to a fixed rate, apples to apples.
There is no obligation and we would never sell or distribute your information without your permission. click here to get started now.